The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Fixed or Variable Mortgage, Which Should You Pick? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage. Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.